Non-standard Construction

The phrase non-standard construction is a very loose term, and used to describe a wide variety of building styles, some of which are well-established and unlikely to cause lenders to seek additional information and can be pursued under normal residential mortgages.

All Mortgage Lenders have different rules and regulations about which types of non-standard or non-traditional construction they see as suitable for mortgage purposes. In addition, they generally take into account other factors that might affect the future marketability of the property when deciding whether to lend on property built of non-traditional construction.

If you want to buy a property of non-traditional construction, it is sensible to check with our Specialist Mortgage Advisor as to what is deemed suitable by the Mortgage Lender before you considering making an application to buy it.

Our Specialist Mortgage Advisor will seek guidance from the Mortgage Lender to determine what additional information including, potentially, specialist reports on any unusual property type they will require, allowing you to make financial decisions on whether you wish to proceed or not.

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We need to be honest with you… Your home may be repossessed if you do not keep up repayments on your mortgage.