Limited Company Buy to Let
There are a range of options available for you and, for reasons that largely come down to tax efficiency, more and more investors are deciding to buy properties within a Limited Company. Our Specialist Mortgage Advisors can connect you with Mortgage Lenders who are used to working with Limited Company Buy to Let portfolios.
If your Limited Company receives money/income from any business or asset other than your Buy-to-Let property, then it is considered a Trading Company not a Special Purchase Vehicle (SPV), which most lenders cannot accept.
Mortgage assessment criteria for Limited Company Buy-to-Let mortgages varies with the personal financial history of the Director(s) often being considered and Mortgage Lenders will usually require the Director(s) to personally guarantee the debt.
Our aim is to compare the whole of the markets rates to find you the most suitable deal and save you time and money by managing your mortgage application from start to finish.
When choosing the best Buy-to-Let mortgage for your Limited company, we ensure our expertise counts and we are happy to share with you our list of recommended and trusted professionals such as insurers, tax accountants and legal professionals.
Before pursuing Limited Company Buy To Let – it is recommended you seek expert advice from a Tax Expert, to ensure it is the correct way to purchase the property and to ensure the company is set up in the correct manner.