Protection Insurance Services
Although none of us like to think about it, would you be able to pay your mortgage if you were off work due to a serious illness or injury?
Kelly is able to offer advice and recommend products from the whole of the protection insurance market for the following types of protection.
Why do I need insurance?
What kind of insurance do I need?
What should I do if my circumstances change?
Do I need buildings and contents insurance to take out a mortgage?
Do I need life insurance to take out a mortgage?
When should I take out the insurance?
Buildings insurance needs to be in place from the date of exchange in order that completion can go ahead.
Can anyone apply for insurance?
What happens if I cancel my policy and switch to a new, cheaper one?
If you’re further into your policy and want to cancel your life insurance, critical illness or income protection policy before the term ends there should not be any penalites.
However, there could be a penalty to pay for the early cancellation of buildings and contents insurance.