… was so helpful throughout the whole process of buying a house; always available to speak to me, always got back to me straight away with any questions I had and helped chase up solicitors. Very highly recommended!

Alice O’Meera

We just wanted to say thank you for everything you have done for us regarding the re-mortgage application recently. We know it wasn’t exactly straight forwards and you went above and beyond any expectations particularly with us hassling you all the time with questions!  We have no hesitation in recommending you and your company.  We also wish you all the very best for the future and will be back in contact when our boys are looking for mortgages.

Dan and Ali Curtis

I was dealing with another mortgage broker, who did arrange a bridging loan to pay for the cost of my new property, I found dealing with her and the loan company very disappointing.

Then when I requested a exit mortgage, I was told she no longer could assist me, but thankfully was passed to yourself. 

The way you handled my request for a new mortgage was very very reassuring. Handled with perfect professional approach, kept in contact every step of the way, removed all stress and worry from the situation and over came every obstacle…

I will look forward in doing more business with your company. Many thanks

Adrian Hand

I have worked with Darren from Yes Mortgages for over a year now on multiple property transactions. He has gone above and beyond in ensuring I get the optimum lenders and products as per my requirements. On many occasions he had to re-visit the lender pools and conduct follow-ups which he has done diligently. As we all know how lethargic lenders can be, Darren has been very proactive in following up and chasing contacts throughout the whole purchase process and/or remortgaging process. He has worked in conjunction with my solicitors in ensuring that everything is moving along smoothly. He has been further helpful in recommending great tradesmen and ‘post purchase’ challenges to ensure my queries have been addressed. He has always been contactable and when not available he always returns within 24, this is almost unheard of by other mortgage advisors (trust me, I have worked with a few!) I would very much recommend Darren and the remainder of the team from Yes for mortgaging and insurance advise. I have conducted multiple transactions with them and will continue  doing so for the foreseeable future.

A Happy Client

As portfolio landlords we require a quick efficient service finding the correct mortgage product to finance either the purchase of properties or re-financing of existing properties, that’s why we use Darren Winspear at Your Mortgage and Protection Services (Yes Mortgage Services LTD).

Darren is extremely knowledgeable of the current market and works hard to find the right product. We would highly recommend Darren at Yes Mortgages and will be using his services again very soon.

Donna Scappaticci

Yes Mortgage Services were recommended to me by my Pension Advisor. One telephone conversation, a home visit 3 days later and a quick form filling reduced my monthly mortgage from £729 to £269 for a 3 year term. I was astounded that it was done in 1 day with only an on-line form to accept. Full marks to Andrew Johnson for a speedy, professional and efficient service. And free of charge as well. Absolutely delighted with the service and won’t hesitate to use them again.

Roger Gladding

Andrew has once again made the process of managing our mortgage stress free and changing it so easy. Always there to answer our questions in a very timely manner and provide the best advise. We are really happy to recommend Andy to our friends and family. Thanks again and look forward to working with Andy in the future.

Jess Shears

Andrew at Yes Mortgages was a great help with our remortgage, saving me money and releasing capital to finish our renovation project. The fact I didn’t have to pay a broker fee was a bonus, although I happily would have, given the service.

Stuart Andrews

Yes! Yes! Yes! a fantastic service. Andrew helped my wife and I during a particularly challenging period. Our circumstances became very changeable and constantly variable – Andrew seemed to take it all in his stride and without noticeable, outward frustration or irritation advised and adjusted our Mortgage application accordingly. We were delighted with the offer we received and with the speed in which everything was completed. Super efficient. Super flexible and agile. Unflappable from beginning to end – can’t recommend Andrew and Yes Mortgages highly enough. Why would anyone use any other mortgage service when YES! is quite simply the best!? NO FEES OR ADDITIONAL COSTS!!
Wayne Parsons, Verwood, Dorset.

Wayne Parsons

Have been a pleasure and a luck to find Andy in the right time. As a just arrived in UK family, we had not proper credit history, and after visiting few different banks, the time with Andy was like having a interview with hundred banks and building society at the same time.

He found the better option for us and provided a set of advises that help us to better anticipate futures needs.

We did ours second mortgage with him and even the third one. Every time the mortgage god better and easier.

I recommend Yes mortgages as a top option. Andy is a great professional with a excellent personal and human touch, able to understand an international and intercultural point of view and find the right solution in very short time.

He was very kind and even visit us at home to avoid the need to move the child to his office.

And all of that was done for a fee that most of times will charge to you anyway even if you do the process at the bank office.

Thank you Andy for your help.

Benito Moreno Martin

I have used various mortgage advisors over the 26 years I have had a mortgage and I can honestly say, none of them where as helpful, easy to use or friendly as YES Mortgage solutions. YES Mortgage solutions were professional attentive and ensured that I had all of the information that I required to make a decision, I wholeheartedly recommend YES Mortgage Solutions, they are a Brilliant team!

Simon Wheeler, Wimborne, Feb 19

Andy was excellent couldn’t fault anything he did for us throughout the process he is exceptional at what he does and made the process easy as possible and as stress free as it can be. Highly recommended and have already recommended Andy to my work colleagues!

Tom Davidson

We are in the early stages of planning to buy our first house, the team are so supportive and especially supportive and understanding of our military background. Since meeting the team we have referred to a few other people and will continue to do so.

Fantastic company, I wouldn’t go to anyone else!

Rachel Branagan

Second property purchased with Andy’s help. Highly recommended!

Dion McCarthy

Andy and all the team were flawless in helping us purchase our first property and get onto the ladder. They’ve all got a real personal touch and completely understood our individual circumstances. I can confidently say I couldn’t recommend them highly enough, because I have to two of my colleagues who have gone on to purchase a house with help from the Yes Mortgages team!

Ed Watts

Last time my wife and I moved house was 15 years ago and to move now was a bit of a daunting experience particularly not having the right contacts in place. Having asked some of my friends about local mortgage brokers Andrew Johnsons name from Yes Mortgage Services popped up a few times and very good words were said about him and his team so we arranged a meeting.

Andrew came to our house for a meeting to discuss our requirements; he was very good at listening and really understood our situation and appreciated the sense of urgency in trying to find the right lender for our requirements quickly.

Our situation was quite complicated and not straightforward and I would say that there was a lot more time and effort required on Andrews behalf in order to get the financials sorted out. He worked very well, producing several options for us to consider and guided us through the whole process making it clear, concise and simple to understand.

Had Andy not thought outside of the box and come up with his alternative recommendations/options which my wife and I had not considered then we definitely would not have been in the position to buy our new home. Andrew was available at all times, phone, text, email and would be in regular contact to ensure a smooth process.  We would have absolutely no hesitation to recommend Andrew and his team.



Richard Bryer-Ash

Have been a pleasure and a luck to find Andy in the right time. As a just arrived in UK family, we had no proper credit history, and after visiting few different banks, the time with Andy was like having a interview with hundred banks and building society at the same time.
He found the better option for us and provided a set of advice that help us to better anticipate futures needs.
We did our second mortgage with him and even the third one. Every time the mortgage got better and easier.

I recommend Yes Mortgages as a top option. Andy is a great professional with a excellent personal and human touch, able to understand an international and intercultural point of view and find the right solution in very short time.

He was very kind and even visit us at home to avoid the need to move the child to his office.

And all of that was done with no broker fee.

Thank you Andy for your help.

Benito Moreno

Having had issues with our mortgage renewal due, Andy stepped in and sorted everything out in a timely and professional manner, he came highly recommended from my accountants BKB whom look after my business accounts. I found Andy extremely professional, switched on with a knowledge that would put many so called brokers to shame.

From now on until my mortgage is paid in full Yes Mortgage services and Andy will take care of my mortgage products. The service provided comes second to none in my experiences.

Ross Fenny

We have had the pleasure of Andy’s advice on two occasions. Andy made the whole experience painless and was very informative with regards to advice and products available. We would definitely recommend and use his services again.

Barry Ashdown

Andrew helped me to purchase my first flat was very helpful with key information and always available to help when needed couldn’t of asked for more and will be using him in the near future again.

Brad Smith

Great personalised service, very responsive and informative and tailored to my needs. 

Ellie Day

Just wanted to let you know that we have moved in finally. Just want to say massive thank you for your help. I will recommend you to all my friends that are looking for a mortgage. We will also be in touch when it’s time to remortgage if that’s ok. Thanks again!

Magda and Marcin, Bournemouth 

I cannot thank Andrew enough for all of the help, advice and support he gave us whilst sorting out our mortgage.
We first contacted Andrew around a year ago to find out what we needed to do to sort out a mortgage. He has been a friend for many years and I trusted that he would give me a no nonsense reply and he definitely did that!

I thought it would be years before we were in a position to buy our forever home but he soon put that fear to rest by outlining what we needed to do financially to make it happen.

So we got to work saving and started looking at where we wanted to live. Fast forward a couple of months; we got back in touch with Andrew and told him we had chosen our new build plot, reserved it and he went through everything that we needed to do next. He sorted an “in principal” mortgage very quickly and we were able to exchange with a deferred completion until the house was due to be finished in June 18.

Over the next few months we contacted him regularly asking advice on lots of different aspects including life insurance, buildings insurance and general “eek panic” moments and he was brilliant every time. He talked us through the offers that our builders were giving and gave us ideas on how best to use these offers without them having an impact on our mortgage offer.

He explained everything to us in a calm and professional manner and didn’t ever make us feel as though we were asking stupid questions (which we were, A LOT).

As we had exchanged 8 months prior to completion we had to re-apply for our mortgage offer (which Andrew did in the background). The mortgage company came back with a different offer and Andrew was straight there, working with our solicitor to make sure that we were not affected by it.

About a week before we completed I went into full on panic mode with “what ifs”. By this stage I was 7 months pregnancy, very emotional and doing an amazing impression of Chicken little’s the sky is falling!

Again, Andrew chatted with us and assured me that everything was going well and there would be no last minute problems and again, he was right!

We have been in our little house by the beach for 2 months now and we couldn’t be happier. We WILL be using YES Mortgage services again when we look to remortgage and pay of the help to buy loan and also when we look for better deals in the future.

I wouldn’t trust any other company to look after us the way Andrew has. A real person approach is exactly what was needed. Honest, straight talking and looking out for US the whole time, not the mortgage companies.

Thank you Andrew and YES Mortgage Services.

Stefanie Davidson

This was the second mortgage Andy had arranged for me and it was smooth sailing. He was always there to answer my questions and guided me through everything I needed to know. I would recommend them to anyone! Thanks again a 5 star service

Andy Gibbs

I would like to thank Andy for all of his work and attention. When anything went wrong with my purchase he was always a phone call away with advice to help me. The process was quick and easy and always kept me informed with the application. 5 stars great service, top bloke and would happily reuse Andy’s services when I come to re-mortgage.

Kris Vowden

Would like to thank Andrew for getting us our mortgage very straight forward guy and very friendly. We definitely be using you again and would recommend Andrew thanks again.

Lucinda Hewlett

Absolutely fantastic!!When we initially started on the daunting journey of buying our forever home, I was referred to Andrew from a friend who had worked with Andrew in the past. He laid our mind to rest from the first time we spoke and we felt supported through the entire process and he was able to answer every question we had (even the stupid ones at 8pm on a Friday night…Sorry!!). A fantastic service and a great bloke whom I fully recommend if you are looking to get a mortgage…Thank you Andrew for your hard work in getting us a great deal!

Ryan Veal

Thank you for making our re-mortgage so quick and easy.  Andrew was so helpful, advising us of our options and making sure we were happy with every step.  Andrew saved us money with our new deal and also advised us on how we could make savings on our current insurance policies.  The service we received from Andrew and the team was outstanding and I will certainly recommend Yes Mortgage Services to all of my family and friends.

Chris and Jo Hazel - Bournemouth, Mar 19

We would not hesitate to recommend Andy at Yes Mortgages Services LTD. From the very first contact Andy was very well informed and spoke plain English about the whole process and put us at ease. Even though at first our property purchase fell through, when we were ready to proceed again Andy was quick and efficient in helping us with the right mortgage deal. In dealing with various stakeholders during the (frustrating) process of buying a home, we found Andy without doubt the most efficient, accurate and friendly. We would use Andy’s services again if needed and thank him very much for his time and expertise.

Anna Kopec Massey, Bournemouth

Having been recommended Andy from Yes Mortgage Services by a family member we have nothing but praise for the service he provided.

We arranged a face to face appointment within a day of phoning as we needed the remortgage arranging in a hurry as we were let down by Barclays, Andy turned up on time and gave us some very good advice and started the process as soon as we gave the go ahead without pressuring us into any particular mortgage/ lender just explaining the pro and cons of each option in an easy to understand way.

Andy kept us up to date with all aspects of the mortgage application and chased up the lender for us when they were dragging their feet, the mortgage completed without hitch and was a lot less stressful than our previous mortgage applications we have been through.

I would highly recommend Yes Mortgage Services to anyone looking for a mortgage/ remortgage.

Alex Grubb

From the very beginning, Andy was extremely helpful, informative and genuinely interested in both listening to my requirements and explaining all best-fit mortgage options that were available to me. 

He very articulately and clearly put across the full benefits and terms of each mortgage product which I found extremely useful when making my decision.  He kept me up-to-date with progress throughout my application and always maintained a very professional, polite and courteous manner.  I would recommend Andy to any of my friends without reservation. 

Andy Pope

Big thankyou to Andrew for his help with our remortgage finally all sorted and very happy with the lower payments.

Nigel Adams

Andy is brilliant. He came to our house in Southampton at 8pm for 2 separate appointments, so that our daughter was in bed. He completed the whole application for us, based on the info we gave him and we just had to provide pay slips and check and sign the application. Made the process so easy. He showed us all the mortgage products and rates available and the impact over making over payments later on. He didn’t steer us in any particular direction – just gave us all the info so that we could make an informed decision. He doesn’t charge an additional fee on top of what the lenders give him – some financial advisors charge you extra! We also bought life insurance and contents/buildings insurance through Andy and saved money on both. Very happy with the service

Rosie Matthews

Excellent service. We also recommended YES to our neighbour who needed a remortgage. We were also delighted with the service and successful receipt of the mortgage needed.

Peter Ellis

I could not have asked for anymore from Andy and the team. Andy was my Mortgage Advisor when buying my first house last year. The whole team where helpful, professional and most importantly helped me get the mortgage that was right for me. The team did all the searching and negotiating leaving me to just find the right house at the right price. I would highly recommend Yes Mortgages to any of my friends as a first time buyer I couldn’t have asked for a better service.

Sarah Mitchelson

Couldn’t have been happier with the fantastic advice given to us in respect of our Re-Mortgage. Andrew found a time to fit us and came to our property with no trouble.  We recommend him highly! Thanks Andrew 

Victoria and Jon Burch

Have used Yes Mortgages twice. I was really impressed. They made changing my mortgage so easy, and Andy was always on the end of the phone for help and advice. Definitely recommend Yes Mortgages.

Sharon Biles

Andy and his team are ace. I’ve personally used him, my friends have used him and my business (Mr Green Estate Agents) recommends him to others that need mortgages. Straight talking and gets the job done.

Simon Ward

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We need to be honest with you… Your home may be repossessed if you do not keep up repayments on your mortgage.