YES Specialist Mortgage Services

Specialist Mortgage Advisors with particular expertise in sourcing and arranging specialist lending products, including buy to let, residential, commercial, development finance and later life lending. 

Here to Help

Special Circumstances

If you need a specialist mortgage for an unconventional property or for “different” to the normal circumstances then Yes Specialist offer a personal and bespoke service to ensure deals are secured quickly and efficiently.

Limited Company Buy to Let

We recognise that everyone’s circumstances are different when it comes to buying property; our Specialist Mortgage Advisors have plenty of experience working closely with Limited Company Mortgage Lenders. We have access to the whole market which allows us to offer impartial advice and support to portfolio landlords.

Reasons to choose us

Our broker fees are structured around the demands of the lenders and your mortgage


Appointments outside core working hours including evenings and weekends are available


Designed for individuals that some lenders categorise as complex or not routine

Why Us

As specialist mortgage brokers we have access to a number of specialist mortgage lenders, who unlike the high street banks, will assess your application on an individual basis, in order to determine your mortgage affordability.

Your Mortgage Advisor will take the time to understand your unique needs and circumstances, to find the most suitable mortgage deal available for your individual situation.

To ensure your specialist mortgage application is a complete success, they also handle the entire process for you; managing all the necessary paperwork and liaising with all the relevant parties, until your mortgage completes.

If you are self-employed, have buy to let properties, in need of a specialist home loan or simply looking for some specialist mortgage advice, you are in safe hands with us.

If in the past, you have faced a county court judgement (CCJ), rent arrears, or bankruptcy, it does not preclude you from getting a mortgage. Generally these are classed as one-off and explainable events and although a Lender takes them into consideration it will not put off all lenders lending to you. Just because something like this happened does not make you a repeat offender and providing you have demonstrated a commitment to improving your financial position this past incident will not bar you from securing a mortgage.

Specialist lenders are still subject to the same rules as high-street banks under the Financial Conduct Authority (FCA) and Mortgage Market Review (MMR) introduced in 2014. This means any potential borrowers are stress tested 3-4 percentage points above the lender’s standard variable rate (SVR) to see if they can afford repayments if interest rates were to rise. Together with manual underwriting, this ensures the borrower is safe to lend to.

If you are unsure about which route is best for you, speaking to a mortgage broker is always a good place to start.

We source deals from across the UK mortgage market, including private banks and private equity providers. Our brokers are experts with years of experience and extensive contacts. As a result, we have access to a wide range of lenders and exclusive products.

Ultimately we know that it can be challenging (and stressful) to secure the right finance terms. Regardless of your situation, we can find you the most practical and cost-effective solution.

Our Mortgage Services

Poor or Adverse Credit

Finding a Mortgage Lender  may not be easy – but we aim to help guide you through this process and get a mortgage application approved.

Buy to Let

Recent changes to the mortgage industry have made financing/owning investment properties a little more complex than it once was but we can help!

Ltd Company Buy to Let

Our Specialist Mortgage Advisors can connect you with Mortgage Lenders who are used to working with Limited Company Buy to Let portfolios.


We source competitive rates across the commercial market space; we have built good relationships with lenders without a presence on the traditional high street.

Self Build

If you are taking on the exciting project of building your own home then this could be the right mortgage option for you. Funds are released as you build!

Bridging Finance

Bridging finance loans can be used for many reasons such as major structural home improvements, renovation projects and lease extensions.

Non-conventional Property

Many non-standard constructions are well-established and unlikely to cause lenders to seek additional information and can be pursued under normal residential mortgages.

Later Life Lending

Product innovation is making later life lending more mainstream. We work with traditional lenders with adapted later life criteria and increased maximum lending ages.

How it Works



Use our loan calculator to get an understanding of how much you might be able to borrow.


Enquire and Advise

We will ask a few questions to see if we can secure you the mortgage you need.



We complete all of the necessary mortgage application paperwork and manage the process on your behalf (through to successful completion).

Need a quick mortgage?

Happy Customers

Need more help or have any questions?

About Yes Specialist Mortgage Services

At YES Specialist Mortgage Services Limited we understand that arranging a mortgage or organising personal finances can be extremely time consuming or stressful and so we aim to make it as painless as possible.

Irrespective of whether you are looking to buy a new home, re-mortgage an existing property, or looking to protect your family from the unpredictability that life throws at it or protect your income if you are unable to work due to accident or ill health.


Single point of contact


Able to track the progress of your application


Securely upload and submit your documents


Access our secure links on a PC, tablet or smart phone


Consultations at a time and place that suits you, including evenings and weekend appointments.


Family run business – known for going the extra mile for our clients


Mix of military veterans and civilians – shared ethos, shared core values – trusted honest, open, clear advice.

Our Team

Andrew Johnson CeMAP Cert Cii (MP and ER)

Andrew Johnson CeMAP Cert Cii (MP and ER)

Andrew launched YES Mortgage Services Limited in April 2014.

Darren Winspear CeMAP

Darren Winspear CeMAP

Darren joined the team in January 2016, as a Mortgage Consultant.

Kelly Bryant

Kelly Bryant

Kelly joined the Yes Mortgage Services Limited team in August 2019.

Contact us

If you have questions, feel free to contact us!


Yes Mortgage Services Limited, The Old Barn, Brooklands Farm, Mannington, Wimborne, Dorset, BH221 7JU


Monday – Saturday: 11 AM – 9 PM
Sunday: 11 AM – 7 PM


0800 612 5596
[email protected]

We need to be honest with you… Your home may be repossessed if you do not keep up repayments on your mortgage.